The Archives at the Factory

The Coming Retirement Crisis!

There is a major problem coming!

I don’t want to sound melodramatic here but it is a really big deal. The politicians in Washington are not going to help us out of this mess in fact they are trying to make it worse.

It is a very subtle undercurrent today but it will build into a tsunami if we aren’t careful and prepare over the next couple of decades. If you are in the working world you know what I am talking about and it is probably something you worry about a few times a day in your subconscious mind. So what is it?!


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5 Investing Lessons I Learned at 8.

I was reflecting the other day on my earliest investing memories. I used to spend a lot of time with my grandparents and two things stick out from my early memories. The stock market and horse racing. I remember my grandfather reading the paper every day to check out the results from the prior day in the stock market and at the track. He had a system for handicapping the horses and jockeys and would log their performances in a notebook. Now when we went to the track he would never bet more than a few dollars on any race and I am sure in his lifetime he has probably come out break even which is more than I can say for most people that “bet on the ponies”.

Thankfully I did not develop a love for the horses, instead falling into love with my grandfather’s other passion the stock market. My first exposure to the stock market came in 1984 when I was finally old enough to be taught how to read the stock tables by my grandfather. I remember sitting at the dining room table pouring over the stats in the Wall Street Journal with my grandfather after he would get home from his job at Nabisco. For the younger readers there was no internet or CNBC to watch and get stock prices. My grandfather would make some notes in his notebook and call his broker and tell him what he would want to buy. (more…)


Investing Lessons Learned on A Walk

Things learned on a random walk in the woods!

I had a goal when I started this year to lose 30lbs. Two of the reasons are in this picture. I want to be around to help guide my 3 kids 30 years from now. It is really important to me and the 30lbs was going to keep me from seeing that goal more difficult. For the record I am down 20lbs with 4 months to go. I will get to my goal because the reward of being healthier for my kids is so important to me.

Labor Day just passed and I took the time to take a walk in the woods with my kids. It was fun on so many levels and an eye opener. It’s always funny to listen to the conversations that the kids have. They have an amazing perspective that has been untainted by the constraints that society tends to put on people as they get older. They have the potential to do or become anything they want with their lives. So what did a walk in the woods teach them about investing. (more…)