The Archives at the Factory

What a Pain In The Bitcoin!

Before I begin this piece let me preface it by saying I don’t know if Bitcoin or any of the cryptocurrencies will be around forever. I do believe that the technology backing these crypto assets will be a game changer but it will take a long time for that to occur. In the interim we are left with this mania that has gotten a little out of control.


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What You Need to Know About The Tax Act 2018

Most of us have been watching the twists and turns of the recently signed Tax Act with bated breath—what Senators will hold out, which last-minute provisions will sneak in, and most important of all, how will the law affect us, our clients, and the American public?

Well the waiting is done and I have spent most of the New Year’s Weekend reading the bill. There are still several things we need to understand like how the elimination of deductions, compression of tax rates, and brand-new benefits for certain taxpayers will affect all of us. According to the Tax Policy Center, four out of every five taxpayers can expect a reduction. How big a reduction will depend on many factors and many lower income tax payers will notice only a small decrease while people living in high property and state income tax areas will likely see an increase. (more…)


ICYMI: The Best Posts of 2017

The Most Popular Posts of 2017:

2017 was a very big year for Thorium Wealth Management and in particular for The Finance Factory blog. The firm saw assets grow and added our first person (welcome David!) The blog saw traffic grow by a mind boggling rate (OK Mind boggling to me lol). To the point now that 1000’s of people read my thoughts which is humbling and scary all at the same time. When I started this blog in August 2014 I told myself that I would give it 3 good years of effort. If after 3 years hardly anyone was reading I would stop. I didn’t start writing with the intention of having lots of people read it. I started because I had some things to say and thought writing would be the best way to share it with the most people possible. (more…)