Thoughts From the Finance Factory

Your Brain Is Hurting Your Money!

History of TV and Money!

I’m gonna let you in on a dirty little secret. TV and pop culture have manipulated you and your brain!

It was by design.  It has crept into your subconscious and it has caused you to make a bunch of bad decisions in your life and in particular your financial life.  How much TV (Netflix) do you or your family watch in a day?  A 2010 study showed that the average child watches more than 4.5 hours of TV a day.  That’s over 1600 hours of TV in a year!  Now let’s talk about how it affects you and what you need to do to fix it. (more…)


Sell in September?

What’s Up With September and The Markets?

I read a lot of stuff every week whether it be blog posts, research papers, or books and occasionally I find something that is interesting and worth sharing.  This morning I came across a blog post from Jay on The Markets where he throws out a very interesting and possibly crazy idea.

Only invest for the first 3 trading days of September and forget the rest of the month. (more…)


Is Tesla on The Quick Path to Bankruptcy or the Moon?

On May 2, Elon Musk and Tesla had their quarterly conference call, and to say it was interesting is an understatement. Now everything I am going to say from this point forward does not constitute a recommendation to buy, sell, or hold Tesla stock. These are purely my thoughts on a company that I have been asked hundreds of questions about over the past few years.


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Episode 16: Life and Debt with Leslie Tayne

In this Episode I discuss debt and credit with Tayne Law Group founder and debt therapist attorney Leslie Tayne.

Leslie is a very accomplished attorney in the field of debt management that has a very unique process to helping clients deal with the overwhelming burdens that too much debt can bring upon them.

She is the author of the book Life & Debt: A fresh approach to achieving financial wellness. Get it here on Amazon

Leslie can be found at The Tayne Law Group

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Episode 15: Tech Talks @Thorium

In this Episode Walt Spence and I discuss the Google IO developer conference.  We discuss the AI advances, the impact of Google Lens and the killer new virtual assistant.

The shiny new toys are my amazing new computer and a killer app for parents with school age kids to help manage allowances.


Here we go again! What’s the stock market doing?

Well volatility is really back for good apparently. After a short hiatus after the February stock market correction Volatility came roaring back with a 724 point decline on the Dow Jones Industrial Average on March 23, 2018. It was the 5th largest single day point decline in the history of the Dow.


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Elon Musk: A Modern Day PT Barnum

I grew up in Bridgeport, CT. For those that don’t know Bridgeport is the childhood and adult home of PT Barnum. Phineas Taylor Barnum (1810-1891) is most famous for founding the Barnum and Bailey Circus but was a tremendous businessman, philanthropist, politician (mayor of Bridgeport and served two terms as a member of the CT House of Representatives) and most famously as a showman. What most people don’t know about Barnum and his business career was that he was an innovator across many different business. He founded a ferry company that connected Bridgeport to Port Jefferson, NY a business that still operates today, He was part of the original lottery craze and had a lottery shop where he sold tickets before the state of CT outlawed the lottery forcing him to close his store and move to New York City. (more…)


What a Pain In The Bitcoin!

Before I begin this piece let me preface it by saying I don’t know if Bitcoin or any of the cryptocurrencies will be around forever. I do believe that the technology backing these crypto assets will be a game changer but it will take a long time for that to occur. In the interim we are left with this mania that has gotten a little out of control.


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