Thoughts From the Finance Factory

Market Volatility! It’s What They Do!

There is a funny GEICO commercial that says Moms call at the worst times as the guy is fighting his way through a Mission Impossible like scenario. The commercial ends with It’s What They Do. I was recently reminded of this commercial the other day when I heard volatility in the markets is near all time lows. The markets are supposed to go up and down it’s what they do.

It is fair to say that volatility in the stock market is in rare territory these days, particularly at the lower end of historical norms. The VIX has never logged a close below 9 but is currently down near the lowest levels in history.


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6 Ways To A More Fulfilling Retirement

Picture this—it’s Friday afternoon, your work is done, and you have the weekend ahead of you. But what makes this weekend different than any other weekend is that a two-week vacation is following it. You wish your colleagues well, they express similar thoughts, and you head toward freedom.

Of course, you’re excited! Travel, new experiences, time away from the mundane, and time to recharge.


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8 Ways Blockchain Will Change the World

In part one we discussed the basics of Bitcoin and Blockchain. Now we will look at some interesting places Blockchain may revolutionize the future and a couple of places it is making a difference today. Digital currencies, like Bitcoin, are interesting for the future. However, I am more excited about what Blockchain can and will do in the future. I will look at 8 potential uses for the technology and how I think it will change how many things are done today.


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Bitcoin for Dummies

There has been a lot of exposure in the last few years talking about Bitcoin and “crypto-currency”.  There is a ton of misinformation and confusion about it so I decided to create a blog series looking at the history and future of currency and blockchain.


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What Financial Health Means To Me

The financial world is an uncertain place. My parents have never been very good with money. This lead me to have an unhealthy relationship and bad habits with money. My parents had decent jobs, but were always struggling to make ends meet because they lived beyond their means. I know whoa is me, everyone has a sob story but not having good financial role models makes it very hard for kids to know what to do when it comes to earning, saving, and investing their money.


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Is College Worth The Investment?

What do Ty Warner, Bill Bartman, Ralph Lauren, Ray Kroc, Wally Amos, Steve Madden and Sim Abraham have in common? Besides being successful business men none of them have college degrees. If you have not heard of them you should google them. Their stories are impressive. We all know the stories of Mark Zuckerburg and Steve Jobs dropping out of school to found Facebook and Apple but there are thousands of examples of unbelievably successful individuals who did not graduate college.


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Can Money Buy You Happiness?

Economist Angus Deaton recently won the Nobel Prize for his work on this subject.

Now I know what you are thinking. How can someone win the Nobel Prize for this topic when it has been studied since the invention of currency. Well Sir Deaton’s findings were quite different from prior work about money and happiness.


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