Thoughts From the Finance Factory

What If I Don’t Pay My Taxes

So April 15th has come and gone. It’s one of the least favorite days on the calendar. Some people file for an extension ever year at tax time, while others work feverishly to get them done by April 15th. So what happens if you don’t file your taxes?


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Are You at Risk of Being a Tax Identity Theft Target?

March is a really busy time of year for most people. This year you have March Madness, Presidential Primaries, my 40th birthday, and tax season hits full swing. Not only you and I are really busy but the scammers and criminals are exceptionally busy. With April 15th fast approaching the tax related identity thieves are out in full force.


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Why I Hate Valentine’s Day and Six Money Saving V-day Tips

As my wife will tell you I am not a big fan of Valentine’s Day. Not because I don’t love my wife but because I think it is the most manufactured and commercialized “holiday” that exists. At least Halloween is rooted in an old world religious tradition. The greeting card industry loves Valentine’s day because it is estimated that over 1 billion cards will be sent.


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What The Heck Is The Big Short & Why Did It Cause The Financial Crisis

So by now most of you have either seen The Big Short or have seen the previews for it. The book by Michael Lewis is one of my favorite reads of the last 10 years and I highly recommend it. Now it has been turned into a movie starring Brad Pitt, Christian Bale, and Steve Carrell. I recently saw it and thought it was well done. The acting is excellent and it is a good adaptation of a very difficult book and topic for most people to understand. There are a lot of difficult concepts that the book takes 20 or 30 pages to explain and they devout a minute of screen time to it.


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ICYMI: The Top 5 Posts of 2015

2015 has been a very eventful year for Thorium Wealth Management. Everyone says the second year in business is the hardest and they weren’t lying. One exciting development in 2015 is the continuing evolution of my blog. It was over 18,000 words and 28 posts some of which were better than others. Thoughts from the Factory on Main now has over 1000 unique views every month. That’s pretty amazing to me considering in the beginning (August 2014) I was only getting 5 to 10 views per post. That has me excited and I am glad that people are reading my content and enjoying it.


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What Can The Mets Teach You About Personal Finances?

What you can learn about personal finances from the New York Mets?

I have been a New York Mets fan my entire life. I used to stay up late listening to games on WFAN. Meet the Mets still brings me back to wonderful trips to watch my Mets at Shea Stadium. Even sitting in the upper deck about 5 feet from the LaGuardia airplane traffic it was still a magical experience watching my boyhood sports heroes. My friends and I would then recreate the games in the backyard playing wiffleball.


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