Thoughts From the Finance Factory

Should You Stay Or Should You Go?

One of the tough questions that faces many newly married couples is what to do with the real estate properties they own when they get married. It’s almost a certainty that if both of you own a home, you’ll end up moving into one of your properties as a couple. This begs the questions of what will happen to the remaining piece of real estate once movers have packed the boxes and the house is empty.


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Who is your Game of Thrones Money Personality?

“Winter is Coming!” – Ned Stark

The iconic line from the premier episode of Game of Thrones is the perfect descriptor of Ned’s view on money. He had little concern for financial gain he was more concerned about protecting his family than his finances. Enjoy this cross between behavioral finance and the world of the 7 Kingdoms. I promise there are no spoilers ahead!


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What If I Don’t Pay My Taxes

So April 15th has come and gone. It’s one of the least favorite days on the calendar. Some people file for an extension ever year at tax time, while others work feverishly to get them done by April 15th. So what happens if you don’t file your taxes?


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Are You at Risk of Being a Tax Identity Theft Target?

March is a really busy time of year for most people. This year you have March Madness, Presidential Primaries, my 40th birthday, and tax season hits full swing. Not only you and I are really busy but the scammers and criminals are exceptionally busy. With April 15th fast approaching the tax related identity thieves are out in full force.


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Why I Hate Valentine’s Day and Six Money Saving V-day Tips

As my wife will tell you I am not a big fan of Valentine’s Day. Not because I don’t love my wife but because I think it is the most manufactured and commercialized “holiday” that exists. At least Halloween is rooted in an old world religious tradition. The greeting card industry loves Valentine’s day because it is estimated that over 1 billion cards will be sent.


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What The Heck Is The Big Short & Why Did It Cause The Financial Crisis

So by now most of you have either seen The Big Short or have seen the previews for it. The book by Michael Lewis is one of my favorite reads of the last 10 years and I highly recommend it. Now it has been turned into a movie starring Brad Pitt, Christian Bale, and Steve Carrell. I recently saw it and thought it was well done. The acting is excellent and it is a good adaptation of a very difficult book and topic for most people to understand. There are a lot of difficult concepts that the book takes 20 or 30 pages to explain and they devout a minute of screen time to it.


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