The Archives at the Factory

How I got a free fridge!

We have needed a new fridge for a really long time. The one we have is 14 years old and came with the house when we bought it. The ice maker has never worked and the seals are starting to lose their grip. It was time to get a new one.

If you have gone appliance shopping you know that fridges are really expensive if you want to get a nice one. Heck most of them cost more than my first car and they even have one that connects to your smartphone and will add stuff to your grocery list for you. I’m not sure who needs that but if you want it you can get it for the low cost of $6,299 plus delivery and taxes. (more…)


The Coming Retirement Crisis!

There is a major problem coming!

I don’t want to sound melodramatic here but it is a really big deal. The politicians in Washington are not going to help us out of this mess in fact they are trying to make it worse.

It is a very subtle undercurrent today but it will build into a tsunami if we aren’t careful and prepare over the next couple of decades. If you are in the working world you know what I am talking about and it is probably something you worry about a few times a day in your subconscious mind. So what is it?!


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Regret! What is it Good For?

“Regrets are idle; yet history is one long regret. Everything might have turned out so differently” – Charles Dudley Warner

Regrets we all have them. Many people think about the what could have been if only they had done this or that. Regrets can be very destructive to your financial life. I’m not saying that mistakes are bad. Quite the opposite, everyone makes mistakes the detrimental part is when you don’t learn from the mistake and let regret creep in.

The next time you begin to have a life regret or financial regret I want you to think about Ronald Gerald Wayne. Don’t know who Ronald Wayne is? That’s OK I will share a little bit about his story. Steve Wozniak and Steve Jobs are known as the founders of a little company called Apple. I know crazy right? Well what if I told you that Ronald Wayne was the third founder of Apple. How could you have never heard of a 10% co-founder of Apple? (more…)


6 Ways To A More Fulfilling Retirement

Picture this—it’s Friday afternoon, your work is done, and you have the weekend ahead of you. But what makes this weekend different than any other weekend is that a two-week vacation is following it. You wish your colleagues well, they express similar thoughts, and you head toward freedom.

Of course, you’re excited! Travel, new experiences, time away from the mundane, and time to recharge.


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What Financial Health Means To Me

The financial world is an uncertain place. My parents have never been very good with money. This lead me to have an unhealthy relationship and bad habits with money. My parents had decent jobs, but were always struggling to make ends meet because they lived beyond their means. I know whoa is me, everyone has a sob story but not having good financial role models makes it very hard for kids to know what to do when it comes to earning, saving, and investing their money.


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Is College Worth The Investment?

What do Ty Warner, Bill Bartman, Ralph Lauren, Ray Kroc, Wally Amos, Steve Madden and Sim Abraham have in common? Besides being successful business men none of them have college degrees. If you have not heard of them you should google them. Their stories are impressive. We all know the stories of Mark Zuckerburg and Steve Jobs dropping out of school to found Facebook and Apple but there are thousands of examples of unbelievably successful individuals who did not graduate college.


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Can Money Buy You Happiness?

Economist Angus Deaton recently won the Nobel Prize for his work on this subject.

Now I know what you are thinking. How can someone win the Nobel Prize for this topic when it has been studied since the invention of currency. Well Sir Deaton’s findings were quite different from prior work about money and happiness.


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10 Steps To Avoiding Investment Fraud

Fraud is a reality that we must constantly guard ourselves against. There are those who can be considered trusted advisors and there are those who will always be unscrupulous. We know and understand that. Yet, by nature, many of us want to trust and open up to the friendly and seemingly knowledgeable folks we meet. It’s always important to exercise a reasonable amount of caution.


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Should You Stay Or Should You Go?

One of the tough questions that faces many newly married couples is what to do with the real estate properties they own when they get married. It’s almost a certainty that if both of you own a home, you’ll end up moving into one of your properties as a couple. This begs the questions of what will happen to the remaining piece of real estate once movers have packed the boxes and the house is empty.


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