The Archives at the Factory

The Coming Retirement Crisis!

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There is a major problem coming!

I don’t want to sound melodramatic here but it is a really big deal. The politicians in Washington are not going to help us out of this mess in fact they are trying to make it worse.

It is a very subtle undercurrent today but it will build into a tsunami if we aren’t careful and prepare over the next couple of decades. If you are in the working world you know what I am talking about and it is probably something you worry about a few times a day in your subconscious mind. So what is it?!


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6 Ways To A More Fulfilling Retirement

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Picture this—it’s Friday afternoon, your work is done, and you have the weekend ahead of you. But what makes this weekend different than any other weekend is that a two-week vacation is following it. You wish your colleagues well, they express similar thoughts, and you head toward freedom.

Of course, you’re excited! Travel, new experiences, time away from the mundane, and time to recharge.


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Is It Too Late Too Start Planning for Retirement?

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You are 45 years old and it dawns on you that your college days are looking further and further in your review view mirror and you can see the exit sign for retirement not too far down the road. As you sit down at your kitchen table to really assess your overall financial situation, you begin to ponder the life and financial mistakes you have made. You wonder to yourself, “Should I even bother trying to save? Is it too late for me begin saving for retirement?”

I’ve seen many people come into my office at this juncture in life. Typically there is a personal story about how their financial picture would be better if it wasn’t for the bad real estate decision, the mid-life divorce, or a business venture that just went south. When retirement is beginning to stare you in the face, it’s not easy to admit you may be behind. If you have $10,000 in your savings account and $50,000 in 401(k)/retirement assets, it may seem insurmountable to reach the mountain of one day making work optional. (more…)

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